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Bait and Switch: How Student Loan Debt Stifles Social Mobility
Par Joseph N. Patten, Robert H. Scott III, Kenneth Mitchell. 2023
This book traces how the student loan system has created insurmountable student debt traps for millions of student borrowers contrary to…
its original purpose of promoting social mobility. Today, approximately 45 million Americans hold over $1.7 trillion in student loan debt, with over 20% of borrowers in default. Student loan debt has the greatest negative impact of wealth-poor students, with Black and first-generation students less likely to attain a college degree, more likely to default on student loan debt, and less likely to gain the same type of wage premium from their college degrees than white student loan borrowers. The book also offers a wide range of policy solutions for remedying the student loan debt crisis.The Palgrave International Handbook of Basic Income (Exploring the Basic Income Guarantee)
Par Malcolm Torry. 2023
This handbook brings together scholars from various disciplines and from around the world to examine the history, characteristics, effects, viability…
and implementation of basic income. The first edition of this book contributed a comprehensive treatment of multiple aspects of the basic income debate. This updated, expanded edition tackles new topics that are becoming increasingly prominent in the global debate. New chapters are devoted to recent research on the history of basic income; the development and peacemaking potential of basic income in conflict zones; municipal experiments in the United States; requirements for pilot projects and experiments; and the public health implications of basic income. Existing chapters on the implementation of basic income have also been substantially updated to take account of new research on microsimulation, land value tax, local currencies, and blockchain technology and cryptocurrency, along with new material on the increasing use of opinion polls and the difficulties related to that. New political and ethical perspectives on the role of trade unions and their increasing engagement with the basic income debate are also introduced, while the section on pilot projects and experiments has been updated to cover recent political developments. Fully updated to reflect new global developments in the basic income debate, this handbook will be of interest to researchers, teachers and research-oriented policymakers in a range of fields.The Economic Impact of Sports Facilities, Franchises, and Events: Contributions in Honor of Robert Baade (Sports Economics, Management and Policy #23)
Par Victor A. Matheson, Robert Baumann. 2023
This edited volume discusses the economic impact of sports facilities, franchises, and events on local economies. Written in honor of…
Robert Baade upon his retirement, the book provides a state-of-the-art of current research on the economic impact of sports, and recognizes the seminal contributions that Dr. Baade has made to this topic.The analysis of the economic impact of spectator sports is a vital public policy topic as $75 billion has been spent on stadium construction since 1990 in the US alone, with nearly $35 billion of this coming from taxpayer subsidies. True public cost of sports franchises is much higher than this as this figure excludes facilities outside the Big 5 domestic leagues (like NASCAR track, NCAA facilities, minor league baseball, and the Canadian Football Leagues), public subsidies for major events like the Super Bowl or Olympic Games, and excludes sports subsidies outside of direct stadium construction subsidies.Including contributions from many of the most notable researchers studying the economic impact of sports, topics include impacts of stadiums and franchises on local economies, labor markets, and tax collections, the effect of sports franchises on property values, and changes in the public and academic discourse on sports subsidies over time. This volume will be of interest to researchers and students of sports economics, management, public policy, and public finance.Software Engineering Approaches to Enable Digital Transformation Technologies
Par Amit Jain, Sanjay Misra, Chitresh Banerjee, Manju Kaushik. 2024
Software Engineering Approaches to Enable Digital Transformation Technologies features contributions reflecting ideas and research in enabling digital transformation technologies through…
software engineering. To date, multiple, different approaches have been adopted to develop software solutions for a variety of different problems. Of all the available approaches, the main approaches are level-oriented, data flow-oriented, data structure-oriented, and object-oriented design approaches. The other focus of the book is digital transformation, which can be defined as the adoption of digital technology to improve efficiency, value, and innovation Digitalization is more than just putting additional technological systems and services in place. Rather than improving conventional methods, a true digital transformation initiative includes radically rethinking company structures and procedures. There are four types of digital transformation: business process, business model, domain, and cultural and organizational. Companies are being challenged to develop new business models that consider and harness digitalization. From the standpoint of software engineering, digital transformation alters how software is built. Current trends include the development of mobile applications, cloud applications, and Internet of Things (IoT) applications. Emerging trends are the development of digital twins, robotics, artificial intelligence, machine learning, augmented reality, and additive manufacturing. This book examines the challenges that arise due to digitization in society and presents plausible solutions that could be applied to counter these challenges and convert them into opportunities. These solutions may further be improvised and worked out for the software companies from the technological perspective, organizational perspective, and management perspective.Developing Property Rights Theory: Based on China’s Practice
Par Shaoan Huang. 2023
This book aims to interpret China’s property-rights reform since 1978 on theory level. Property-rights reform is no doubt the essential…
for economic system reform, which led to China’s economic miracle in the past 40 years. Neither modern property-rights theory nor Marxism can explain all issues around Chinese complex economic system reform. The book sheds light on the theory development through comparative study and China-focused research.Understanding Chinese Corporate Governance: Practical Guidance for Working with Chinese Partners
Par Lyndsey Zhang. 2024
In a complex political and environmental global landscape, it has never been more critical for global organizations to understand the…
past, present, and future of Chinese corporate governance: this book is the key. Leveraging her dual-cultural background and using a board-level practitioner’s lens, Lyndsey Zhang offers insights that will help the global business community better understand Chinese companies’ corporate governance practices and economic development journeys, shorten the learning curve for global business leaders and investors, and explore different economic models that better suit emerging markets. She addresses important questions such as: • How does the Chinese government manage to retain its controlling position in Chinese companies while still making them attractive to global investors? • What are the drivers for Chinese companies’ future corporate governance improvement? • What is China’s position on the worldwide ESG and climate change movements? • How can global practitioners feel less like "navigating in the dark" when working with Chinese companies? This book will be an invaluable resource for anyone seeking to understand the rapidly changing world of Chinese corporate governance, including global investors, senior executives in multinational corporations, consultants, financial and political policymakers, business and law students, and researchers.Superpower Showdown: How the Battle Between Trump and Xi Threatens a New Cold War
Par Bob Davis, Lingling Wei. 2020
This is the inside story of the US–China trade war, how relations between these superpowers unraveled, darkening prospects for global…
peace and prosperity, as told by two Wall Street Journal reporters, one based in Washington, D.C., the other in Beijing, who have had more access to the decision makers in the White House and in China’s Zhongnanhai leadership compound than anyone else.The trade battle between China and the U.S. didn’t start with Trump and won’t end with him, argue Bob Davis and Lingling Wei. The two countries have a long and fraught political and economic history which has become more contentious over the past three years—an escalation that has negatively impacted both countries' economies and the world at large—and holds the potential for even more uncertainty and disruption. How did this stand-off happen? How much are U.S. presidents and officials who haven't effectively confronted or negotiated with China to blame? What role have Chinese leaders, and U.S. business leaders who for decades acted as Beijing’s lobbyists in Washington, played in driving tensions between the two countries?Superpower Showdown is the story of a romance gone bad. Uniquely positioned to tell the story, Davis and Wei have conducted hundreds of interviews with government and business officials in both nations over the seven years they have worked together writing for the Wall Street Journal. Analyzing U.S.–China relations, they explain how we have reached this tipping point, and look at where we could be headed. Vivid and provocative, Superpower Showdown will help readers understand the context of the trade war and prepare them for what may come next.The Price of Prosperity: Why Rich Nations Fail and How to Renew Them
Par Todd Buchholz. 2016
In this bold history and manifesto, a former White House director of economic policy exposes the economic, political, and cultural…
cracks that wealthy nations face and makes the case for transforming those same vulnerabilities into sources of strength—and the foundation of a national renewal.America and other developed countries, including Germany, Japan, France, and Great Britain are in desperate straits. The loss of community, a contracting jobs market, immigration fears, rising globalization, and poisonous partisanship—the adverse price of unprecedented prosperity—are pushing these nations to the brink.Acclaimed author, economist, hedge fund manager, and presidential advisor Todd G. Buchholz argues that without a sense of common purpose and shared identity, nations can collapse. The signs are everywhere: Reckless financial markets encourage people to gamble with other people’s money. A coddling educational culture removes the stigma of underachievement. Community traditions such as American Legion cookouts and patriotic parades are derided as corny or jingoistic. Newcomers are watched with suspicion and contempt.As Buchholz makes clear, the United States is not the first country to suffer these fissures. In The Price of Prosperity he examines the fates of previous empires—those that have fallen as well as those extricated from near-collapse and the ruins of war thanks to the vision and efforts of strong leaders. He then identifies what great leaders do to fend off the forces that tear nations apart.Is the loss of empire inevitable? No. Can a community spirit be restored in the U.S. and in Europe? The answer is a resounding yes. We cannot retrieve the jobs of our grandparents, but we can embrace uniquely American traditions, while building new foundations for growth and change. Buchholz offers a roadmap to recovery, and calls for a revival of national pride and patriotism to help us come together once again to protect the nation and ensure our future.Reconsidering the Privileged Powers of Banks: Foundations of Sovereign Money, Wealth and Real Capital for Sustainability
Par Kozo Mayumi, Ansel Renner. 2023
This book explores the privileged powers commercial banks hold, namely, their ability to create money out of nothing and then…
have that money grow in tune with a positive interest rate. Said powers defy, in an unnatural sense, the first and second laws of thermodynamics. The necessity of understanding the dual natures of money, wealth, and real capital, or, put differently, the reality that these three entities are simultaneously individual affluence and collective biophysical debt, is emphasized. The book culminates by proposing completely new foundations of money, wealth, and real capital for any society on a pathway of responsible development.Reforming the Governance of the Financial Sector (Routledge International Studies in Money and Banking #74)
Par Geoffrey Wood, David Mayes. 2011
Many financial institutions have in recent years failed – failed either completely, and gone into bankruptcy, or failed in the…
sense that they have not achieved what their owners or their customers expected them to deliver. This has had significant and adverse effects on customers, taxpayers, shareholders, and sometimes management. There has been much discussion of what should be done about this, and some action has been taken. But has it been the right kind of action? Crises of the sort being experienced are low probability but high impact events. This volume, from an international group of scholars, deals with two main issues: firstly, how can the governance of the financial sector by the authorities be improved and secondly, how can the governance of firms and institutions within the sector be improved to render the probability and cost of future crises lower? Poor governance has been one of the major contributors to the global financial crisis. With better governance of and in the financial sector the financial crisis might well have been avoided altogether and certainly could have been much milder in its impact. This is not simply a case of being wise after the event. These problems were widely discussed before the event, but little action was taken. This book explores not only what the contribution of poor governance was to the crisis and to its depth, but also why it is often difficult to improve governance. The volume offers a positive critique of the measures that are being put in place in the light of the experience of the crisis and suggests how they might plausibly be improved. This book will be of particular interest to students and researchers of economics and international finance, but will also prove profitable reading for practitioners and the interested public.Filling a gap in the existing literature, this book analyzes the distinctive features of Japan’s development aid, especially technical co-operation,…
in comparison with other donors’ aid. Incorporating a wealth of research, it discusses whether Japan is behind other leading donor countries in rethinking its aid policy and whether it lacks transparency, sensitivity to recipient needs, and a coherent and coordinated policy that targets poverty. The volume assesses the nature and effectiveness of the administration of Japan’s aid, and explores the degree of involvement of private sector and non-governmental organizations (NGOs). Including contributions from experts with direct experience with Japanese ODA, the book provides a wide range of recipient and donor viewpoints and presents important policy recommendations.As identified by Bloomberg Government, the best-performing federal contractors all lobby Congress. We might guess that intuitively. The common perception…
of Washington, DC, as an insider's game, persists, and it makes sense that the winners lobby. However, focusing only on best-performing contractors limits the view of what unfolds through congressional lobbying or, more importantly, could unfold for even more companies—if they only recognized that they also have access to Congress. The tools of congressional influence are available to every company, yet the overwhelming majority of federal contractors eschew the opportunity to lobby Congress. Sadly, it’s not just that companies often don’t know how. It’s worse; they don’t know why lobbying Congress can be helpful. Defense represents the most significant portion of the federal budget annually reviewed and approved by Congress. As such, it's a valuable case study to understand what may contribute to a concentration of winners that garner federal contracts. Any company can learn by understanding more about lobbying in the defense industry. The inability or unwillingness to integrate lobbying into a sales strategy stems from hubris, ignorance, and lack of imagination. Thinking, "I've got this," and relying on their wits and narrow networks, too many defense executives struggle to gain real traction and consistently win large contracts. The result? The biggest winners aggregate at the top of the defense industrial base pyramid while the hundreds of thousands of "others" are left to wonder what just happened and why it’s so hard. This book focuses on those who do not lobby. It’s almost too easy to conclude the system is unfair, unlikely to change, and populated by well-connected insiders who move through the revolving door. Digging a little deeper, this book reveals that the real challenge to more democratized access to Congress is within our reach—if we could only see it!Taxation and Economic Development: Twelve Critical Studies (Routledge Revivals)
Par John Toye. 1978
The tax system is one of the instruments said to be available to translate development policy objectives into practice. The…
wide-ranging papers collected together in this volume, first published in 1978, explore different aspects of the link between national development objectives and the tax system. Attention is particularly focused on traditional aims such as growth, fair distribution and economic stabilisation and development. Articles written by distinguished experts in the fields of public finance and economic development clarify the concepts of taxable capacity and tax effort, and examine the connections between growth and changes within the tax system.Aluminium was one of most cartelised industries in the international economic panorama of the 20th century. Born following the discovery…
of electrolytic smelting process in 1886, this industry, even in its infancy, established a cartel which characterised its history until nearly 1980. Managers of the aluminium industry from various historical eras and countries shared the same vision about the development of their industry: to keep prices as stable as possible in order to encourage expansions and to provide return on investments. Price instability, which characterised the trade of other commodities, was unknown to the aluminium industry. This book neither argues that cartels are fundamentally evil, nor attempts to demonstrate that cartels are optimal business organisations. It instead provides an in-depth and frank analysis of the internal working of industrial organisations and of the interplay between cartels and political powers and institutions. The International Aluminium Cartel offers explanations for the construction and collapse of cartels, descriptions of their operations, and an historical interpretation of their experiences. Incorporating information gleaned from a unique collection of private and public archives from several countries, this unique study will appeal to a wide variety of readers, including academics interested in industrial and business history.With evidence drawn from Argentina, Chile, Mexico, Great Britain, and Hungary, Re-forming the State examines the processes leading to, and…
the political effects of, market reform experiments and focuses specifically on the patterns of collective action and coalition building that drive privatization. The author's argument calls into question established approaches in the discipline of economics and in the fields of comparative and international political economy. The experience of privatization shows that the public and the private are neither contradictory nor mutually exclusive spheres and that power relations between them are not necessarily zero-sum. To stress the point, the author borrows from the literature on state formation, which has extensively examined the historical processes of key private groups. The evidence presented shows why and how, by restructuring coalitional and institutional arenas, the state uses marketization to generate political order and distribute political power. Thus, the author specifies the conditions under which political change is conceived in terms of and channeled through economic policy; in other words, how the state is "re-formed" through privatization. Re-forming the State thus highlights how privatization is simultaneously a movement from public to private, but also a movement from non-state to state, as the reduction of state assets leads to institutional changes that increase state capacities for defining and enforcing property rights, extracting revenue, and centralizing administrative and political resources. Hector E. Schamis is an Assistant Professor of Government, at Cornell University.Devaluation and Pricing Decisions: A Case Study Approach (Routledge Revivals)
Par Douglas Hague, W. Oakeshott, A. Strain. 1974
First published in 1974, Devaluation and Pricing Decisions is based on case studies of the export pricing decisions made by…
nineteen major British companies after the 1967 devaluation.The aim was to look in detail at the decisions that major British firms took after devaluation and to see how they had responded to this major change in government policy. This book shows how far the firms had anticipated the devaluation; what company objectives were at that time and what changes in these objectives, or in pricing and marketing policies, were made to take advantage of new opportunities for exporting and for import substitution. The researchers also examined the actual process of decision making to find what information was available to the decision makers and how they used it. The book is directed to businessmen taking decisions on export prices and marketing in the world of today where foreign exchange rates change frequently. It is also directed towards those responsible for shaping national economic policy. For students of economics, it represents a study showing, in considerable detail, how a number of businesses responded to the 1967 devaluation.Contemporary Issues in Taxation Research
Par Andy Lymer. 2003
This book is based upon papers presented at the 10th Annual Conference of the Tax Research Network held at the…
University of Birmingham, United Kingdom, in September 2000. The book covers four discrete areas namely compliance, e-commerce and taxation, international taxation and taxation within the European Union, and value added tax, and focuses within those areas on issues of topical and continuing interest. In an introductory chapter, the editors provide an overview of the subject matter of each of the substantive chapters (of which there are eleven). They conclude by seeking to extrapolate from those chapters, notwithstanding their diversity, various matters of wider and contemporary import to taxation. The treatment of the material in this book by scholars from various academic disciplines and with differing geographical perspectives also gives distinct and instructive insights into widely recognised and enduring taxation problems within the above-mentioned subject areas. Further, an appreciation and understanding of the multi-faceted approaches which may be adopted for problem solving, and which are evident in this book, can only enhance the prospects of the ultimate resolution of these problems.Alexander Hamilton on Finance, Credit, and Debt
Par Richard Sylla, David Cowen. 2018
&“A treasure trove for financial and public policy geeks . . . will also help lay readers go beyond the hit musical in…
understanding Hamilton&’s lasting significance.&” —Publishers Weekly While serving as the first treasury secretary from 1789 to 1795, Alexander Hamilton engineered a financial revolution. He established the treasury debt market, the dollar, and a central bank, while strategically prompting private entrepreneurs to establish securities markets and stock exchanges and encouraging state governments to charter a number of commercial banks and other business corporations. Yet despite a recent surge of interest in Hamilton, US financial modernization has not been fully recognized as one of his greatest achievements. This book traces the development of Hamilton&’s financial thinking, policies, and actions through a selection of his writings. Financial historians and Hamilton experts Richard Sylla and David J. Cowen provide commentary that demonstrates the impact Hamilton had on the modern economic system, guiding readers through Hamilton&’s distinguished career. It showcases Hamilton&’s thoughts on the nation&’s founding, the need for a strong central government, problems such as a depreciating paper currency and weak public credit, and the architecture of the financial system. His great state papers on public credit, the national bank, the mint, and manufactures instructed reform of the nation&’s finances and jumpstarted economic growth. Hamilton practiced what he preached: he played a key role in the founding of three banks and a manufacturing corporation—and his deft political maneuvering and economic savvy saved the fledgling republic&’s economy during the country&’s first full-blown financial crisis in 1792. &“A fascinating examination of Hamiltonian economics.&” —The Washington TimesThe History of Actuarial Science IX
Par Steven Haberman. 1996
A book which covers the key period in the history of actuarial science from the mid-17th century to the early…
19th century. There are reprints of the most important treatises, pamphlets, tables and writings which trace the development of the actuarial industry.Strategic Management in Public Services Organizations: Concepts, Schools and Contemporary Issues
Par Ewan Ferlie, Edoardo Ongaro. 2022
Strategic Management in Public Services Organizations takes a comparative and international view on the appropriate use of strategic management models…
that are affecting the way public services organizations are managed. In an era of New and post New Public Management reforms, public managers at all levels are expected to respond to these new approaches, which profoundly affect their work practices, skills, and knowledge bases. Choosing a promising strategic management model and implementing it in a way that works for the organization or inter-organizational network in question also depends on an understanding of local politico-administrative and cultural contexts: this book helps the readers identify how to successfully tailor strategic management approaches to their specific circumstances and needs. This second edition builds upon the successes of the well-received first edition. Thoroughly updated to help public managers meet the challenges of a new decade, it has a refreshed collection of mini-cases and now includes chapter summaries. It also includes a new chapter on collaborative strategy and co-creation, in response to the growth of interest in more open forms of public policymaking. This is an advanced textbook aimed at the postgraduate level, particularly students on MPAs and MBAs with a public sector option or MScs in public policy and public management.